House & lot for sale Golden Palm Estefania Bacolod

🏠 ALPINE (Queen B) — MOST COMMON SA CORNER MO:*

- Type: Bungalow Single Detached / Corner Unit

- Lot Area: 100 sqm - 120 sqm (Corner mas malaki)

- Floor Area: 30 sqm - 35 sqm

*ROOM DETAILS:*

- *Bedrooms: 2* (1 Actual + 1 Provision / Pwede gawin 2BR)

- *Toilet & Bath: 1*

- Living Area: 1

- Dining Area: 1

- Kitchen: 1

- Service Area / Dirty Kitchen: 1

- Carport: 1

- Provision for Terrace / Garden

*For Expansion:* Pwede pa-extend sa likod at side — kasi corner unit, malaki pa ang space.

*Other Unit sa Golden Palm (if meron pa):*

- *DUCHESS* - 2BR, 1 T&B, 40 sqm floor

- *PALM* - 3BR, 2 T&B (2-storey option)

Based sa current market ng Golden Palm (low-cost bungalow):

*💰 TOTAL CONTRACT PRICE (TCP):*

- *ALPINE (Queen B) — Bungalow Corner Unit*

- TCP: *₱1,650,000 - ₱2,100,000* depende sa lot area (100-120 sqm corner mas mahal)

*📌 SAMPLE COMPUTATION — PAG-IBIG FINANCING (Most Common):*

- TCP: ₱1,800,000

- Reservation Fee: ₱15,000

- Downpayment / Equity: ₱180,000 - 10% (12-18 months to pay)

- Monthly Equity: *₱10,000 - ₱12,500 / month x 12 months*

- Loanable Amount sa Pag-IBIG: ₱1,620,000

*Monthly Amortization:*

- 30 years: *₱9,500 - ₱10,800 / month*

- 20 years: *₱12,500 - ₱14,000 / month*

- 10 years: *₱19,000 - ₱21,000 / month*

*📌 BANK FINANCING:*

- 20% DP: ₱360,000

- Monthly: ₱13k-₱15k for 15 years

*📌 IN-HOUSE:*

- Short term, higher DP pero mabilis approval

*✅ INCLUSIONS:*

- House & Lot na, may tiles, paint, ceiling na

- May water & electric na (buyer magpakabit)

- Transfer of Title included minsan sa promo

*⚠️ NOTE:* Price nag-iiba per corner location. Yung *3 Corner Units mo mas mataas ng konti kasi malaki lote + prime*.